All your mortgage options, rates, and approvals together with one trusted agent in Brampton, Canada.
Trusted by lenders and recognized by regulators across Canada
From first-time buyers to seasoned investors — Arshad has a solution for you.
Get pre-approved quickly with access to 50+ lenders. Know your buying power before you shop — no surprises, no delays.
Access rates from all major Canadian lenders in one place. Get the best deal on your home purchase or refinance.
Don't auto-renew with your current lender. Let Arshad find you better terms at renewal time and save thousands.
Planning to grow your real estate portfolio? Get specialized financing solutions for rental and investment properties.
New to Canada? Arshad specializes in newcomer mortgage programs with flexible documentation requirements to get you into your first home.
Access your home equity for renovations, debt consolidation, or major purchases. Refinance at competitive rates with Arshad.
Arshad is a licensed mortgage agent based in Brampton, Ontario, serving clients across the Greater Toronto Area. With deep knowledge of the Canadian mortgage market and a genuine commitment to client success, Arshad makes the mortgage process straightforward and stress-free.
Whether you are a first-time buyer, looking to refinance, or building a real estate investment portfolio, Arshad works with over 50 lenders to find the mortgage solution that fits your life.
Our Vision
To make homeownership in Canada accessible and achievable for every family, with honest guidance at every step.
Our Mission
Simplify the mortgage journey with transparent advice, competitive rates, and a service that always puts the client first.
Book a free call with Arshad to discuss your goals, timeline, and financial situation.
We guide you through exactly what documents are needed — income, employment, credit, and assets.
Arshad submits your application to multiple lenders simultaneously to find the best rate.
We review offers together, explain every condition and term so you choose with confidence.
We coordinate with your lawyer and lender to ensure a smooth, on-time closing every time.
Use our calculator to get a quick estimate. For a personalized rate, contact Arshad directly.
This is an estimate only. Actual payments may vary based on lender, insurance, and property taxes. Contact Arshad for a precise quote.
Arshad operates under Dominion Lending Centres — the #1 mortgage network in Canada — giving you access to unmatched lender relationships and rates.
Since 2006
Dominion Lending Centres is Canada's largest and fastest-growing mortgage brokerage network, with over 7,000 mortgage professionals across the country. As a DLC agent, Arshad leverages this network to negotiate better rates, access exclusive lender products, and deliver a world-class mortgage experience to every client.
"Arshad made our first home purchase completely stress-free. He found us a rate 0.4% lower than what our bank offered, and handled everything from application to closing. We could not have done it without him."
"Arshad walked us through every step of the process. As newcomers to Canada, we had no idea where to start and he made it so simple and clear."
"Refinanced with Arshad and saved over $400 a month. He reviewed my situation and found a solution I never would have found on my own. Highly recommend."
"Professional, responsive, and genuinely cares about getting the best outcome for you. I have sent four family members to Arshad and they all came back happy."
Closing a home requires more than just a mortgage. That is why Arshad works closely with a trusted real estate lawyer in Brampton to ensure your transaction is smooth, protected, and on time.
Our legal partner specializes in residential real estate transactions, title searches, and mortgage documentation, with a proven track record across the GTA.
Contact Arshad for a free consultation. You will need to provide proof of income, employment, credit history, and a list of assets. The process typically takes 24-48 hours once all documents are submitted.
For homes under $500,000 the minimum is 5%. For homes between $500,000 and $999,999 it is 5% on the first $500,000 and 10% on the remainder. For homes over $1 million, the minimum is 20%.
As your mortgage agent, Arshad shops your application across 50+ lenders including banks, credit unions, and monoline lenders. Unlike a bank that offers only its own products, Arshad finds you the most competitive rate available in the market at no cost to you.
Yes. Many lenders have special programs for newcomers and new immigrants. Arshad has extensive experience helping newcomers to Canada qualify for their first home with flexible documentation options.
You can start exploring renewal options 120 days before your term ends. Arshad recommends not simply auto-renewing with your current lender as better rates are often available elsewhere — and switching is easier than most people think.
Absolutely. The process starts with a simple phone call or message. Arshad handles the complexity so you do not have to — guiding you clearly at every step from application through to closing.
Join hundreds of Brampton families who have trusted Arshad to secure their dream home.